3 people on how ending the COVID-19 student-loan forbearance will impact their lives and finances

Camryn Hicks, Glenda Johnson, and Dylan Cawley.
Camryn Hicks, Glenda Johnson, and Dylan Cawley.

  • The CARES Act student-loan forbearance period comes to a close at the end of September.
  • Insider spoke to three people with between $14,000 and $185,000 in debt about how this impacts them.
  • “With the forbearance ending, student-loan forgiveness is my best bet,” Glenda Johnson said.
  • See more stories on Insider’s business page.

Millions of Americans are still recovering from the financial turmoil of the pandemic.

As part of the Coronavirus Aid, Relief, and Economic Security (CARES) Act, some student loan borrowers were granted forbearance – a pause on monthly payments.

The relief, however, is coming to an end soon: Borrowers must restart making payments after September 30.

Insider spoke with three people about how the end of COVID-19 student-loan forbearance will affect their lives and finances.

Camryn Hicks, 25, has $14,250 in student-loan debt and lives in rural Maine

Camryn Hicks.
Camryn Hicks.

I graduated from Boston College in 2018 with a degree in business and marketing. I’m part of the first generation of women in my family to go to college, and had some financial assistance in the form of loans and grants.

But I didn’t know what my student-loan payments would look like later when I was signing up for them.

When I graduated, I got a job working on a re-election campaign for Elizabeth Warren. I was able to start paying my loans off right away, and have never missed a payment. Warren dissolved her presidential campaign right around the time COVID-19 started to spread, so I ended up moving back in with my parents and starting a new job remotely.

During the forbearance, I’ve been able to make large lump-sum, principal-only payments on my student loans using my stimulus checks. Because of the forbearance, I’ve been able to start playing catch-up with my finances. When my car was stolen, I was able to replace it, and I also opened a retirement account.

For me, the forbearance period was a taste of what cancellation would feel like. The conversation around student loans, I think, focuses too much on the individual, and if that one person is going to be able to pay the debt they signed up for. But it’s an economic problem, not a personal one.

My parents took out hundreds of thousands of dollars in Parent PLUS loans to send both my sister and myself to school. Student-loan debt isn’t a personal burden, it’s a family burden.

In many ways, student loans perpetuate wealth inequality – where the people who don’t have to take them out get a head start. I think we need to stop splitting hairs over who’s worthy of relief.

Glenda Johnson, 32, has $36,693 in student-loan debt and lives in Charlotte, North Carolina

Glenda Johnson
Glenda Johnson.

When I graduated from college in 2011, my student-loan balance was over $50,000, and I’m still paying back most of it.

I’m fortunate because throughout the pandemic, I’ve had a job. I make about $49,000 a year working in the sales department of a big tech company and also freelance on the side.

Most of my loans were in an income-based repayment plan before the forbearance. The forbearance has been able to keep me afloat, because for over a year I haven’t had to worry about being able to make my payments or not.

A few of my loans didn’t qualify for forbearance, so I’ve still been making payments on those.

With the forbearance ending, student-loan forgiveness is my best bet. The job market I graduated into isn’t what they told us it would be when I was in school, and it’s a lot of money to repay when I’m not seeing a rise in income.

Having to make payments again will weigh heavy on me, but I’m staying positive that there will be a solution somewhere – whether it’s me getting a promotion, or getting more money from my side gig.

I remain hopeful because the conversation around student loans is changing, but for whatever reason, we can’t push the needle, and people like me with student loans will have to keep waiting for change.

Dylan Cawley, 32, has $185,682 in student-loan debt and lives in northeastern Pennsylvania

Dylan Cawley
Dylan Cawley.

I graduated with a master’s in public health from the University of Pittsburgh in 2013. For my undergraduate degree, I went to a state school, but for my master’s program I had to take out extra loans to pay for my rent and living expenses, which totaled in over $50,000 a year.

With the exception of the six-month grace period after graduation, I’ve been making monthly payments on my loans for over eight years. My federal loans are on income-driven payment, and I’ve been making regular payments on my private loans.

In about four years, I will qualify for the Public Service Loan Forgiveness (PSLF) program, which should forgive about $126,000 of my loans.

The forbearance has given me room to breathe. I’ve always wanted an emergency fund, and thanks to the CARES Act I’ve been able to start one. Once it ends, I’ll have to readjust my budget to include an additional $260 payment.

I think a lot of people who don’t have student loans don’t realize just how stressful it is. We aren’t complaining for no reason.

I’m not holding my breath for student-debt forgiveness. You can’t just forgive all existing student loans. If we forgive all student loans now, we’re going to be in the same situation 15 years from now. We have to start looking at student loans as a whole problem within itself.

Read the original article on Business Insider

The best student discounts for clothes, streaming services, tech, and more in 2021

When you buy through our links, Insider may earn an affiliate commission. Learn more.

Table of Contents: Masthead Sticky

  • Being a student is expensive, but student-exclusive discounts are all over the web.
  • We’ve found the best offers available for students on style, tech, insurance, and more.
  • Enrollment in a program like UNiDAYS can alert you to deals, but doesn’t include every offer available.
female students exam hall shutterstock ESB Professional

No matter where learning takes place this year, being a student can really pile up the costs. Whether you’re shopping for back to school or just for fun, many retailers offer discounts for students to help you spend less and save more.

If you know where to look, student-exclusive discounts are all over the web from a variety of retailers. Even online services you are already using like Amazon Prime, Youtube Premium, and Spotify offer huge discounts for students with a validated status. Spare yourself paying full price at the places you already frequent – make sure you are signed up with a program like UNiDAYS or peruse our lineup of student discounts available now to get the deals you deserve.

Here are 65+ retailers offering student discounts

Online services and software

apple music

Adobe: Discounted to $20/month for all Creative Cloud apps.

Amazon Prime Student: Discounted to $7/month, with a free 6-month trial.

Apple Music: Discounted to $5/month, with free access to Apple TV Plus.

CyberLink: Save 40% on software.

Headspace: Discounted to $10/year.

Microsoft: Free Office 365 download.

New York Times: Discounted to $4/month.

Paramount Plus: Get a one-week free trial and 25% off the $5 essential monthly plan. 

Peloton app: Discounted to $7/month for cycling, yoga, and more.

Spotify Premium + Hulu + SHOWTIME bundle: Discounted to $5/month

Squarespace: 50% off your first year (for new accounts only).

Wall Street Journal: Discounted to $4/month.

Washington Post: Discounted to $5/month.

Youtube Premium: Discounted to $7/month, with a one-month free trial. 

Tech

best buy logo on smart phone

Apple: Discounted pricing on Macs and iPads, plus 20% off AppleCare+.

Best Buy: Save on exclusive deals for students on laptops, headphones, and more.

B&H: Student discounts are available via EDU Advantage.

Bose: Save on special student pricing.

Dell: Get an extra 17% off in the Member Exclusive Store.

GoPro: Get 20% off through UNiDAYS. 

HP: Up to 35% off HP products and free shipping.

Lenovo: Get 5% off sitewide.

Logitech: Get 25% off sitewide.

Microsoft: Save up to 10% off Windows devices.

Skullcandy: Save 20% on total purchases.

Ultimate Ears: Get 20% off sitewide.

Clothing, shoes, and accessories

madewell model blue sky

ASOS: 10% off full-price items online.

Banana Republic: 15% off full-price items in-store with a valid ID. 

Boohoo: Get 50% off purchases online.

Champion: Get 10% off purchases online.

Club Monaco: Get 15% off purchases, online and in-store with a valid ID.

Cole Haan: Get 20% off purchases online.

Converse: Save 20% sitewide.

Dockers: Get 25% off purchases online.

Express: Save 5% on full-price items with valid ID, in-store and online.

Forever 21: Get 15% off full-price items online.

J.Crew: Save 15% on purchases online and in-store with a valid ID.

Levi’s: Get 25% off purchases online.

Madewell: Save 15% on purchases in-store with a valid ID.

Modcloth: Get 25% off purchases online.

Nike: Get 20% off purchases online.

New Balance: Save 20% on purchases online.

Original Penguin: Get 15% off purchases online.

Puma: Save 10% on purchases online.

Rag & Bone: Get 15% off full-price items online.

Reebok: Get 20% off purchases online.

Ted Baker: Save 20% on purchases online.

The North Face: Get 10% off sitewide.

Timberland: Get 20% off purchases, in-store with a valid ID.

Tommy Hilfiger: Save 10% on purchases online.

Topshop: Get 10% off full-price items online.

Urban Outfitters: Get 10% off sitewide.

Furniture and mattresses

bed bath & beyond

Bed Bath & Beyond: Get 20% off your entire order through September 30.

Birch Living: Save 15% on one purchase using your .edu email.

Brooklyn Bedding: Save 25% sitewide and get free shipping.

Eight Sleep: Get 10% off your entire order online.

Purple: Save up to 20% on bedding, pillows, and more. 

Travel

United Airlines
United Airlines airport check-in counters.

Amtrak: Save 15% on train tickets.

Budget Truck Rental: Get 20% off local moves, or 15% off one-way.

Hotels.com: Get up to 40% off and an extra 10% off verified through UNiDAYS.

Eagle Creek: Get 20% off luggage. 

Eurail: Save 25% on a Eurail Youth Pass for people 27 years old or younger.

United Airlines: Get 5% off flights if you are between the ages of 18 to 22. 

Student Universe: Save on flights, hotels, and more when you verify your student status. 

Insurance

Full coverage car insurance
Full coverage car insurance offers complete protection for your new car.

Allstate: Get the Smart Student Discount if you successfully complete the teenSMART program, attend school at least 100 miles away from where a car is garaged, and are a full-time student getting good grades.

Farmers Insurance: Drivers under 25 years old who are full-time students in high school or college and have good grades may qualify.

Geico: Full-time students with a good academic record could be eligible for up to a 15% discount on certain coverages.

Nationwide: Drivers 16 to 24 years old must be full-time high school or college students and maintain a minimum B average to qualify.

State Farm: Save up to 25% for good grades. The savings last after you graduate from college until you turn 25.

Frequently Asked Questions

How do I verify my status as a student?

Each retailer has a verification method and will usually disclose how to do that in the promotion details. Some businesses use verification sites like ID.me or UNiDAYS, whereas others will require a .edu e-mail or enrollment verification such as transcripts or grades. Teachers also have access to exclusive discounts that require ID.me or a similar verification website to get a promotion, so it’s common to have to make an account for discounts. 

What is UNiDAYS?

UNiDAYS is a free website and app for college students to find discounts and deals. Signing up requires verification through your institutional e-mail to get access to the discounts. UNiDAYS is not the only way to access student discounts, but it does have a wide selection of discounts in one place. 

Are discounts specific to being enrolled in college or high school?

Many discounts will say if the discount is for any student or college students specifically. The details of each promotion will likely say who the discount is for and oftentimes retailers may ask for the name of the college or .edu e-mail, indicating eligibility. Businesses may ask for a student ID, so make sure to bring that with you if you are shopping in person. 

Check out more of our back to school guides

The best college supplies and dorm room essentials


A guide to everything students need to go back to school, according to product reviewers


The best interactive virtual learning tools for kids


The best online tutoring services for elementary, middle, and high school students


The best school notebooks


The best backpacks for students


The best kids’ lunch boxes


The best teacher discounts


 

Read the original article on Business Insider

A former school nurse explains why the recommended single nurse per 750 students isn’t nearly enough to provide safe care

Temperature check on playground during COVID-19
School nurses are leaders who “address the physical, mental, and emotional health needs of students.”

  • Professor Beth Jameson believes COVID-19 has exposed the flaw in havingone school nurse for every 750 kids.
  • School nurses have a lot of responsibilities and the pandemic has raised them exponentially.
  • More manageable workloads for nurses will mean better student health and academic outcomes.
  • See more stories on Insider’s business page.

When many people think of a school nurse, they imagine a person who hands out Band-Aids for boo-boos.

But school nurses do so much more. They are school leaders who address the physical, mental, and emotional health needs of students.

As the COVID-19 pandemic played out, many school nurses took on even greater responsibilities. These include monitoring and evaluating staff and students for COVID-19 exposure and symptoms, contact tracing, and educating students, staff and community partners on vaccine and prevention measures. School nurses are also developing initiatives to deal with the anticipated increase in mental health services that students, families and staff will need in the post-pandemic world.

And yet, the US Department of Health and Human Services and the Centers for Disease Control and Prevention recommend that public elementary, middle, and high schools aim to have one school nurse for every 750 students.

As a former school nurse and current nurse scientist and professor of nursing, I know that this one-size-fits-all model does not consider the full role and responsibilities of the school nurse.

What’s more, as far as I can tell, no published research or evidence supports this ratio. It’s been traced at least as far back as the early 1970s and the Education for All Handicapped Children Act of 1975, now known as the Individuals with Disabilities Education Act.

Safety net for vulnerable kids

School nursing is a specialized practice that operates in environments very different from an acute care hospital setting. School nurses work alone, practice independently and are typically the sole health care provider in the building.

As part of our public health system, they play a critical role in disease surveillance, disaster preparedness, wellness and chronic disease prevention interventions, immunizations, mental health screening and asthma education.

And they are a safety net for society’s most vulnerable children. For example, if a student is experiencing food insecurity, the school nurse might coordinate with a community partner or school social worker to help the student and their family not go hungry.

Most school nurses will tell you they are unable to carry out many of these functions, often due to huge workloads or poor staffing.

I know from personal experience. From 2009 to 2014, I was the sole school nurse responsible for the health and safety of over 900 public elementary school children. This included special education classrooms for preschoolers and students with nonverbal autism. I now research how school health policies and practices effect the work environment of school nurses, and the challenges and barriers they face.

Research shows how a positive work environment for school nurses increases job satisfaction, reduces turnover and improves academic outcomes for students. A study of school nurses in Massachusetts schools demonstrated that for every dollar invested in school nursing, society would gain US$2.20 as a result of kids’ better health and disease prevention.

No one-size-fits-all ratio

A school nurse’s workload depends on a number of significant variables. For example, how many students in the school have chronic illnesses and need medication administered? How many students attend the school? What ages are they? What is the average number of student visits to the health office each school day? Are students spread across multiple buildings? What level of experience and specialized skills does the school nurse have?

The number of students in a school who are dealing with poverty or other health equity issues – including access to quality education, safe housing and health care – also impacts and increases the workload for school nurses.

These evidence-based variables can be used to guide school administrators and school nurses on what constitutes safe staffing. Making sure school nurses have a safe, appropriate workload is critical to ensuring that students have their health needs met at school.

Parents who are concerned about their child’s health at school may want to find out how many students their child’s school nurse cares for. How many students does the school nurse see on a typical day? Is a school nurse in the building every day? Does the school nurse cover more than one building? What happens when there is an emergency, such as a child with a life-threatening allergic reaction? Where are the emergency care plans kept? Is there stock medication available such as epinephrine and albuterol for students with severe allergies or asthma?

I believe school nurses need more manageable workloads in order to provide the safe care needed for better student health and academic outcomes. This leads to better health not just in individuals but in communities that need it most.

Beth Jameson, assistant professor of Nursing, Seton Hall University

The Conversation
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Enrollment in California public schools declined by over 160,000 students amid the pandemic, new data show

California public school
Bryant Elementary School kindergarten teacher Chris Johnson sets up his classroom on April 09, 2021 in San Francisco, California.

  • New data show enrollment in California public schools for 2020-2021 declined by over 160,000.
  • The Los Angeles Times reported that it’s the largest decline in the state in 20 years.
  • In addition to California, the pandemic has also affected enrollment in Iowa and Arizona.
  • See more stories on Insider’s business page.

The coronavirus pandemic has caused a major drop in student enrollment in public schools, new data from the California Department of Education show.

The number of students enrolled in California’s public schools plummeted to 6,002,523 students in the 2020-2021 school year from 6,163,001 in the 2019-2020 school year. That’s a decrease of 2.6%.

Public school officials expressed concern at the steep drop, but optimism that the numbers could rebound when schools fully reopen.

“While there are many reasons to stay optimistic that enrollment will rebound as conditions improve, allowing more schools to safely return to in-person instruction, we also must help schools identify opportunities to engage with families who either sought new options for their students during the pandemic or need additional resources and support to connect with school and succeed,” State Superintendent of Public Instruction Tony Thurmond said in a press release.

Many schools across the country turned to remote learning last year, closing schools to mitigate the spread of the coronavirus. Since then, some schools have been slow to reopen, and others have pivoted to hybrid models. Around half of elementary schools were open for full in-person learning as of last month, according to the Associated Press.

Though student enrollment in California public schools had been declining for several years, this past year’s plunge is a much larger decrease for California public schools than in previous years. The Los Angeles Times, reported that it’s the largest drop for public school enrollment in the Golden State in two decades.

An analysis by the nonprofit organization EdSource, which focuses on California education, looked at California public school enrollment data since the 1999-2000 academic year. The nonprofit found that the last largest drop was between the 2008-2009 and 2009-2010 academic year. Enrollment declined to 6,192,121 in 2009-2010 from 6,252,029 in 2008-2009 – a drop of 59,908.

The largest declines in enrollment by grade in the state occurred in kindergarten and sixth grade. The Los Angeles Times reported that the decline in kindergarten enrollment was over 60,000.

California isn’t the only state reporting a drop in enrollment as the pandemic continues. Arizona enrollment data also shows a decline by 38,000 students from 2019-2020 to 2020-2021, as reported by a local ABC News station. KCCI, a news station in Des Moines, Iowa, reported that public school enrollment in Iowa dropped by almost 6,000 students from the year before. KCCI added that this is the first decline in enrollment for the state in a decade.

Read the original article on Business Insider

Students in China are paying talent agents thousands of dollars to get hired at big Wall Street names as the country opens up its financial market, report says

GettyImages 453012454

Getting a top financial job with one of Wall Street’s big firms is something the well-off value immensely in China.

Talent consultant firms in the country have been recruiting finance professionals to assist rich students secure internships and full-time jobs with Wall Street titans, according to a recent Bloomberg report.

They price these services at $12,000 or more to offer an alternate route for students to get hired by companies like Goldman Sachs, Citigroup, McKinsey, Citadel, or Citic Securities, the report said.

Students are guided by bankers who help them with an entire plan of action ranging from networking, to drafting cover letters, and obtaining in-house referrals. They’ve managed to land coveted jobs in global financial hubs from Shanghai to New York.

The companies either denied association with these consulting firms, or declined to comment when contacted by Bloomberg.

A Shanghai-based agency called Wall Street Tequila is said to charge the highest fees. On its official WeChat account, the firm claims it has helped over 3,000 students secure high paid offers of 1 million yuan ($152,680) in the last seven years, Bloomberg reported.

Wall Street Tequila didn’t immediately respond to Insider’s request for comment.

It isn’t uncommon for bankers in China to tie up with talent agents, take up mentorship roles, and charge fees for internal referrals. But it leads to concern that these opportunities aren’t equally available to all socioeconomic classes.

Sean Wang, a senior banker and author, told Bloomberg: “If you pay to have someone else to write your cover letter, or get a first-round interview, is it fair to those job seekers who don’t have, or can’t afford, such packages?”

One consultant at Accenture told Bloomberg they were approached multiple times by agents, seeking payment in return for an internship referral.

The job market has become more competitive, as both global and regional banks are boosting hiring efforts to expand wealth management in the world’s second-largest economy. Goldman Sachs, UBS, and Credit Suisse are among banks looking to bump up their workforces in China.

Read the original article on Business Insider

About 6,000 students at Duke ordered to remain in their residence halls for a week following a COVID-19 outbreak linked to frat parties

Duke university
FILE: general view of the Duke University Chapel on the campus of Duke University.

  • Undergraduate students living on Duke University’s campus were told to stay put in their dorm.
  • The “stay-in-place” order is in effect from March 14 to March 21, university officials said.
  • The restriction comes following more than 180 positive cases reportedly linked to frat parties.
  • See more stories on Insider’s business page.

All Duke University undergraduate students living on the campus in residence halls or on-campus apartments were told late Saturday to remain in their residences for the next seven days following a COVID-19 outbreak at the school.

“Over the past several days, we have continued to see a steady rise in the number of undergraduate students testing positive for COVID-19, principally as a result of recent off-campus fraternity-related events,” the letter to students, singed by several university officials, read.

“In an effort to mitigate any additional spread of the virus effective immediately we are now directing all undergraduate students to stay-in-place until Sunday, March 21,” it continued.

The order applies to the approximately 6,000 students currently residing on campus, a Duke spokesperson told Insider.

According to officials, more than 180 students were recently required to isolate following a positive COVID-19 test, and 200 students were in quarantine following the university’s contact-tracing efforts.

According to the Raleigh News Observer, Duke officials had warned students earlier in the week that restrictions were possible due to fraternity rush parties that it said caused the current spike in cases.

“This is by far the largest one-week number of positive tests and quarantines since the start of the pandemic,” officials said in the Saturday letter.

Students living in on-campus apartments or dorms are allowed to leave their residences only “for essential activities related to food, health, or safety,” according to the letter. Students in groups no larger than three are allowed to leave their residences for outdoor activities that do “not increase the potential spread” of COVID-19.

The letter instructed the facility to switch to virtual learning beginning this week. It said the order did not apply to “graduate and professional students” because officials had seen “little increase in COVID transmission spread among this population.”

The move comes one year after universities and colleges across the US, including Duke, suspended in-person classes and sent students home as the virus began to spread across the US. More than 530,000 COVID-19 cases have been reported at US college campuses since the beginning of the pandemic, according to an analysis from The New York Times.

“This stay-in-place period is strongly recommended by our medical experts. The restriction of student movement-coupled with a renewed dedication to following social distancing, masking, symptom monitoring and other public health guidelines-gives us the best path toward curtailing further,” the letter to students read.

Officials warned students that repeated violation of the order could lead to “suspension or withdrawal from Duke.”

Read the original article on Business Insider

3 ways technology can help close the education gap between rural and urban students

Remote learning
There can be a wide education gap between rural and urban school students.

  • Kellogg School professor Nicola Bianchi says technology can help close the education gap between rural and urban students.
  • A computer-assisted learning program tested in rural China showed students moving away from agriculture jobs to cognitive-skilled jobs.
  • Technology-based education that’s supervised in person is most likely to yield positive results.
  • Visit the Business section of Insider for more stories.

Where a child is born has enormous influence over their educational future.

Even within nations, there tends to be a yawning gap between urban and rural education outcomes. For instance, according to one 2015 standardized assessment, 15-year-olds studying in urban schools in 37 countries outperformed rural students by roughly the equivalent of one full year of schooling, even after controlling for students’ socioeconomic backgrounds.

Many of the solutions intended to narrow this urban-rural gap rely on technology – with a particular focus on tech tools that can help connect far-flung students to quality educators. But are these technologies really up to the challenge?

Most previous research on this question has focused on short-term outcomes, like the immediate effects on students’ test scores, notes Nicola Bianchi, assistant professor of strategy at the Kellogg School.

In a new study, however, Bianchi and coauthors Yi Lu, at Tsinghua University in Beijing, and Hong Song, at Fudan University in Shanghai, consider much longer term impacts: how much school rural students completed and what they went on to earn once they joined the workforce.

The researchers focused on China, a country with a particularly pronounced chasm between the quality of urban and rural education systems. In 2004, as part of an effort to address the disparity, the Chinese government started a program to connect over 100 million rural students with highly qualified urban teachers via satellite. Because of the large number of students involved, the Chinese program is likely the world’s largest ever education technology intervention, the researchers note.

Then, using data from a massive survey conducted a decade later, the team was able to analyze the long-term effects of this reform on students’ educational and career trajectories.

They found that rural Chinese students who had access to classes delivered by top teachers appeared to benefit in multiple ways that persisted over time. Specifically, those who had been exposed in middle school to lectures recorded by high-quality urban teachers ultimately completed more education than their peers and earned significantly more once they started working.

“Technology can be a fantastic way to bring high-quality education by some of the best teachers in the country to rural areas without trying to convince teachers to relocate,” Bianchi said. “In other words, when it comes to increasing the quality of education in these underserved areas, technology can be the channel through which we achieve that.”

Tracking students touched by an educational reform

The average rural student in China has long lacked access to the same quality of education as his or her urban peers. In 2000, a few years before China’s ambitious rural education project began, only 14% of rural middle-school teachers held a bachelor’s degree – less than half of the percentage among their urban counterparts. Rural schools also had larger class sizes than urban ones and often lacked necessary teaching materials.

This appeared to affect students’ trajectory after middle school. Only 7% of rural Chinese middle-school students went on to enroll in high school; among urban students, high-school enrollment was over nine times higher.

To lessen this divide, the Chinese Ministry of Education in 2004 embarked on a four-year project to install satellite dishes, computer rooms, and other multimedia equipment in the country’s rural schools. It also sought the highest-credentialed teachers in the country to record lectures that rural students could access via the internet and DVDs. (Most of those teachers came from selective urban elementary and middle schools.)

The researchers estimate that the average rural student watched roughly seven 45-minute lectures per week. Importantly, the students watched the lectures not from their own homes, but in school classrooms, under the supervision of local teachers.

To analyze the long-term impacts of these technological interventions, the researchers turned to the 2014 China Family Panel Studies, a representative survey of Chinese communities, families, and individuals conducted by Peking University. Of particular interest to Bianchi and his coauthors were respondents’ age, educational attainment, and earnings. Also, crucially, the survey asked respondents where they lived at age 12, which allowed the researchers to ascertain if their middle school benefitted from the new educational technology during their time there.

Shifting educational and employment futures

The researchers’ analysis revealed that the Chinese government’s ambitious program did discernibly benefit rural students – not only academically, but in the job market as well.

Rural students with access to the government’s computer-assisted learning program completed 0.85 years of additional schooling compared with those without access. And remarkably, nearly a decade after their time in middle school, these rural students also earned 59% more than peers in the same county not touched by the reform.

“What was interesting was that it was not just an earnings increase, but a difference in type of occupations,” Bianchi said. “The exposure to the education technology allowed them to escape the most common job in very rural parts of China, which is working in agriculture. They were moving away from these jobs and towards jobs that were more focused on cognitive skills.”

Bianchi and his coauthors conclude that exposure to the program accounted for a 21% reduction in the preexisting urban-rural education gap and a 78% reduction in the earnings gap.

The program also furnished rural schools with the ability to introduce computer science classes and the means for rural teachers to incorporate computers into their own lectures. Yet the researchers point to the recorded lectures by the highly credentialed teachers as the standout star in terms of their impact on the students. The other technologies, they write, “are not corroborated by data and anecdotal evidence” as discernibly benefiting students.

Narrowing a persistent regional divide

So the technology initiative had a significant, positive impact on the students. Does this translate to benefits for students around the globe who are using technology to learn remotely during COVID-19? Bianchi said it likely doesn’t.

It’s important to remember, he said, that the Chinese reform placed students in a learning context quite different from the living rooms and kitchen tables that most virtual students are dealing with today.

“When we generally talk about remote learning, we think about students by themselves at home, sometimes without any type of supervision, taking or following a class,” he said. “The Chinese example was very different because the students were in class and they were under the direct supervision of the local teachers.”

Bianchi notes that he expects a wide variety of sectors to embrace a remote format even after the pandemic is over – but he doesn’t expect education to be one of them. There are simply too many clear benefits of in-person learning.

“But that doesn’t mean technology can’t help rural areas get access to something that they wouldn’t have, even in person,” he said.

Read the original article on Business Insider

How to delete a Flipgrid video as an educator or student in a few simple steps

flipgrid ipad
Flipgrid video responses can be deleted or hidden after being posted.

  • You can delete a Flipgrid video as either an instructor or student in a few steps.
  • Flipgrid is an educational tool by Microsoft used to create video message boards and discussion topics for students of all ages.
  • Posted video responses appear in a grid, where they can be played by both teachers and students.
  • Visit Business Insider’s Tech Reference library for more stories.

Educators use Flipgrid to create message boards where students video record their answers instead of typing them out for more interactive and engaging learning. 

This free, website-based platform works by letting teachers create tiled “grids.”

Teachers pose discussion questions and students’ video replies appear in a grid display below. Flipgrid is useful for teachers who want to emulate in-person conversations from a distance, but also without the pressure of a live classroom. 

If you’re a teacher or student who has posted a video to Flipgrid, but would like to re-do it, deleting a video question or response is easy.

How to delete a Flipgrid video if you’re an educator

Teachers can create a free Flipgrid account here. Once you’ve created an account and posted your first video, you’ll be able to hide or delete it. You can also delete responses from your students if they reach out for help.

1. Log in to your educator account here.

2. Visit your discussions page.

How to delete a Flipgrid Video 1
Open the desired group.

3. Select the group and topic of the video you’d like to delete.

How to delete a Flipgrid Video 2
Choose the topic.

4. Find your video under “Responses.”

5. To hide it, click on the Active button and select “Hide Response” in the dropdown menu. 

How to delete a Flipgrid Video 3
Select the action you wish to perform in the dropdown menu.

6. To delete it, click “Actions” and select “Delete Response” in the dropdown menu.

7. Check the box next to “I want to permanently delete the Response(s).”

How to delete a Flipgrid Video 4
Click the Delete button.

8. Click “Delete.” You’ve deleted your response.

How to delete a Flipgrid video if you’re a student

After posting a response to your instructor’s video, you can hide or delete it.

1. Visit my.flipgrid.com.

2. Log-in or click “Request access by email.” This way, you’ll have access to every video you’ve posted using this email account.

3. If requesting access by email, you’ll receive an email link from Flipgrid to deactivate your video.

How to delete a Flipgrid Video 5.PNG
Click “View in MyFlipgrid.”

4. Click “Actions” and select “Delete this video” or “Hide this video” in the dropdown menu.

How to delete a Flipgrid Video 6.PNG
Select your desired action from the dropdown menu.

5. Check the box next to “I want to permanently delete the Response(s).”

6. Click “Delete.” You’ve deleted your response. 

How to delete a Flipgrid Video 7.PNG
Click the Delete button after checking the box above.

7. For assistance, contact your teacher.

Related coverage from Tech Reference:

Read the original article on Business Insider

AOC attacked Trump and Republicans on Twitter over rising college costs, arguing that many lawmakers didn’t understand students’ financial struggles

Alexandria Ocasio-Cortez
US Rep. Alexandria Ocasio-Cortez, speaks during a press conference.

  • Rep. Alexandria Ocasio-Cortez Friday attacked Trump and Republicans lawmakers late Friday over rising college costs and a stagnant minimum wage.
  • The congresswoman told conservatives they “sound like folks who speak of the days when Hershey bars were 5¢ at the general store,” on Twitter.
  • Young Americans are struggling to pay for college as costs have exploded over the last two decades, she said.
  • Visit Business Insider’s homepage for more stories.

Rep. Alexandria Ocasio-Cortez late Friday shot back at President Donald Trump and Republican lawmakers, accusing them of being so out of touch with young American workers that they remember when Hershey bars were “5¢ at the general store.”

The congresswoman’s posts were the latest in a back-and-forth with conservatives about how difficult it’s become for young Americans to pay for college while minimum wages remain stagnant.

The price of higher education has exploded in the last two decades, while wages haven’t kept pace, she said.

“Pretty sad how much people have been conditioned to believe that not getting crushed by costs of healthcare, housing, education, and low wages is either ‘radical left politics’ or ‘nice but unrealistic,'” wrote Ocasio-Cortez.

Earlier in the week, some conservatives tweeted that they’d worked nights and weekends to pay their way through school. Some argued that because they’d managed to pay their own way, today’s students should be able to do so, too.

alexandria ocasio-cortez aoc

Ocasio-Cortez shot back, saying it’s not that students aren’t working hard enough, but rather that lawmakers haven’t taken the right steps to help them. The federal minimum wage since 2009 has been $7.25 per hour, although many states have higher minimums. 

“These Republicans who are defensively rage-tweeting “But you’re wrong! I worked my way to pay through college!!” don’t realize they sound like folks who speak of the days when Hershey bars were 5¢ at the general store,” the congresswoman said on Twitter.

 

Ocasio-Cortez started the conversation on Thursday, when she said conservative lawmakers didn’t know what it was like to scrape by at a blue-collar job, as she did when she was a server and bartender.

She said: “Republicans like to make fun of the fact that I used to be a waitress, but we all know if they ever had to do a double they’d be the ones found crying in the walk-in fridge halfway through their first shift bc someone yelled at them for bringing seltzer when they wanted sparkling.”

 

 

 

 

 

 

Read the original article on Business Insider